I am glad that I haven’t heard about credit card fraud and scam cases lately. The very popular scam before was that by using portable skimming machines or small scanning device machines, information on credit and debit cards’ magnetic strips would be read by people who can steal it. This was believed used by some waiters, gasoline boys and others who were infiltrated by some syndicated gangs mastering this kind of lawless acts. Some credit cards now has RFID (Radio Frequency Identification) and I am not sure if this is true. I read about some of these criminals now are even equipped with radio frequency scanners where they can now copy your credit cards information through wave. That’s why there’s an available rfid wallet nowadays to block your credit card information sent through waves.

I believe that to prevent all of this credit card scam or fraud hundred percent is that don’t use credit card anymore. Like my wife and I have not used credit cards for almost three years now. In that way, we have lessened our stress because we don’t have to pay big interest every month. Although we are still a credit card holders, we are keeping it for emergency purposes.